SMEDA BUSINESS PLAN FOR PM LOAN SCHEME

PM Youth Loan Scheme: Prime Minister’s Youth Business Loan Scheme Brief Description The name of the scheme will be ” Prime Minister’s Youth Business Loans ” and it will focus on but will not be restricted to unemployed youth, especially educated youth looking for establishing or extending business enterprises. Placement of ceilings can be considered subsequently keeping in view the importance of sectors and applications received for various sectors. Leave a Reply Cancel reply Your email address will not be published. The bank will make installments of the principle plus profit and divide it into installments for ease of the client. Second solution is to hire any individual experts by Government from market on temporary basis, who would deliver this service to the clients freely.

SO SMEDA should place the sector experts at the regional level with specific to the ratio of the sector wise loans disbursement. To establish the business more effectively and efficiently, the policy makers should adopt a formal Islamic economics business system. January 6, Author: Please follow the table below for the reference about the sector wise placement. The bank will purchase machinery or land from market according to the requirements of the investor and take the possession of the purchased items.

smeda business plan for pm loan scheme

Leave a Reply Cancel reply Your email address will not be published. Many of plans made by schem have been rejected by bank due to improper calculations. The alternative method is the organic model, which is explained in the following documentary:.

SMEDA is providing advisory services to all the general public, in which most of them might be non serious or not eligible to fulfill the pre requisites of the youth loan scheme.

smeda business plan for pm loan scheme

Well said, Good info. Will require minimum essential information and the format will be as simple as possible to facilitate applicants.

The applicant must be metric or intermediate or above. But as far as I schwme from this organization, it truly encourages the level of honest communications and ideas sharing through some practical real life experiences.

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Because theseclients are going to be engine of the growth for the sustainable business economy and would contribute a handsome share into GDP of Pakistan.

January 7, at 6: Sometimes officer becomes literally confuse that how can he communicate the parameters and pros and cons of a formal business plan to him? For the ooan being, there will be no limit on the maximum number of loans for any sector. The criteria of business plan set by the bank is so much critical that, illiterate applicants who want to apply for one lac onlyare even asked to present a formal business plan along with financial analysis, balance sheet, income statement and cash flows.

The basic idea behind this scheme is to facilitate the youth of Pakistan Age 45 with some entrepreneurial potential, and there is no further qualification or skills clearly defined for this segment. January 6, Author: Whole of Pakistan In the case of Balochistan, at least one branch of NBP will be designated per division All non-designated NBP branches will guide the borrowers to the nearest designated branch along with facilitation to receive and dispatch the application to the nearest designated branch if so busines by the borrower.

To establish the business more effectively and efficiently, the policy makers should adopt a formal Islamic economics business system. A number of applicants have been rejected due to the improper and wrong business plans. In fact, its true that with less resources and short span of time, the SMEDA management cannot accommodate those smdea, who schmee to start business from below one million investment.

Business Plan Training Video For PM’s Youth Business Loan (Urdu) – video dailymotion

As we know that National bank will disburse loans not only on individual basis but it will allocate on sector basis also.

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Amount ABL 12 6 5. Smea me of new posts by email. Placement of ceilings can be considered subsequently keeping in view the importance of sectors and applications received for various sectors. Your email address will not be published. A well-organized system should be designed to execute, implement, practically monitor, control and supervise the businesses developed through PM loans.

The bank will purchase machinery or land from market according to the requirements of the investor and take the possession of the purchased items. As we all know that the Respected Chairperson Ms. Leave this field empty. Please follow the table below for the reference about the sector wise placement.

PM Youth Loan Scheme: Honest Opinion

A government llan of BPS and above can also act as a guarantee. Notify me of follow-up comments by email. Therefore, I apologize honestly, if some of my ideas might be irrational or non pragmatic enough to actually touch minds of higher management. If the Government allocates a handsome budget to expand the SMEDA services to micro level, then the new structure of the organization should be to hire sector experts with specific to the regional loan percentage.

Second solution is to hire any individual experts by Government from market on temporary fof, who would deliver this service to the clients freely. Keeping in view of the above subject, I hereby present some of my observations to you along with suggestions for improvement.